NOTICE OF MORTGAGE FORECLOSURE SALE
NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: February 8, 2007
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,000.00
MORTGAGOR(S): Kelly Jean Stage and George Joseph Stage Jr, wife and husband as joint tenants
MORTGAGEE: Option One Mortgage Corporation, a California Corporation
DATE AND PLACE OF RECORDING:
Recorded: February 16, 2007 Clay County Recorder
Document Number: 638570
ASSIGNMENTS OF MORTGAGE:
And assigned to: Wells Fargo Bank, National Association as Trustee for Option One Mortgage Loan Trust 2007-4, Asset-Backed Certificates, Series 2007-4
Dated: April 28, 2022
Recorded: April 29, 2022 Clay County Recorder
Document Number: 827985
Transaction Agent: Not Applicable
Transaction Agent Mortgage Identification Number: Not Applicable
Lender/Broker/Mortgage Originator: Option One Mortgage Corporation, a California Corporation
Residential Mortgage Servicer: PHH Mortgage Corporation
COUNTY IN WHICH PROPERTY IS LOCATED: Clay
Property Address: 424 12th St N, Moorhead, MN 56560
Tax Parcel ID Number: 58.001.0040
LEGAL DESCRIPTION OF PROPERTY: The West 150 feet of the South 4 feet of Lot 5 and all of Lots 6 and 7, less the East 41.5 feet of said Lots 6 and 7, in Block 1, of Amb`s Addition to the City of Moorhead, situate in the County of Clay and the State of Minnesota
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $91,210.88
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: April 10, 2025 at 10:00 AM
PLACE OF SALE: County Sheriff`s office, 911 11th Street North, Moorhead, Minnesota
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on October 10, 2025, or the next business day if October 10, 2025 falls on a Saturday, Sunday or legal holiday.
Mortgagor(s) released from financial obligation: NONE
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
DATED: February 18, 2025
MORTGAGEE: Wells Fargo Bank, National Association as Trustee for Option One Mortgage Loan Trust 2007-4, Asset-Backed Certificates, Series 2007-4
Wilford, Geske & Cook, P.A.
Attorneys for Mortgagee
7616 Currell Boulevard, Suite 200
Woodbury, MN 55125
(651) 209-3300
File Number: 052557-F2
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