Loudoun County is expanding the type of attainable housing that may be financed and supported by the county, with the new Attainable Housing Loan Program (AHLP). Eligible housing developers are encouraged to apply for the program, which was adopted by the Board of Supervisors during its June 17, 2025, meeting.
The AHLP provides the ability to finance the acquisition, renovation, preservation and development of housing for renters and housing for homebuyers. The attainable housing units financed by the program are restricted to households that meet certain income guidelines:
- Rental Units: For households earning no more than 70% of Area Median Income (AMI), currently $114,750 for a household size of four
- Ownership Housing: For households earning no more than 100% of AMI, currently $163,900 for a household size of four
The AHLP consolidates and replaces two existing loan programs, the Affordable Multi-Family Housing Loan Program and the Rental Housing Acquisition and Preservation Loan Program. All funding associated with projects under the Affordable Multi-Family Housing Loan Program will be maintained; no new projects will be considered under the program. There are no outstanding loans under the Rental Housing Acquisition and Preservation Loan Program; however, all certified developers under the program are encouraged to consider the AHLP.
How to Apply for a Loan
For-profit or nonprofit housing developers eligible to conduct business in the Commonwealth of Virginia, and legally able to enter contracts with the federal Government, Commonwealth of Virginia and the county, are eligible to apply for loans for the acquisition, renovation, preservation and development of affordable rental and ownership housing.
To apply, visit the Attainable Housing Loan Program webpage:
- Review the program guidelines.
- Review the evaluation and scoring criteria.
- Complete the online application, including uploading the required documentation.
Complete applications must be submitted by 5:00 p.m., Tuesday, September 2, 2025.
More Information
The AHLP enhances the existing programs to more efficiently deploy multiple sources of funding to address the goals of the Unmet Housing Needs Strategic Plan, adopted by the Board in 2021, and to provide more attainable housing for county residents.
To learn more about the county’s housing programs, visit loudoun.gov/housing.
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