Social Security payments in August will go out on a normal schedule, but if you were overpaid in the past, you may not be getting as much as you expected.
The Social Security Administration announced earlier this year it would begin withholding as much as 50% of benefits from people who were overpaid and have not started repayments.
If you’re one of the estimated 1% who still receive a Social Security check, time is running out to change to electronic payment. The agency will stop issuing paper checks Sept. 30.
August Social Security payment schedule
In August, Social Security benefits will be paid on:
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Aug. 13, for those with birth dates between the first and 10th of the month.
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Aug. 20, for those with birth dates between the 11th and 20th of the month.
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Aug. 27, for those with birth dates between the 21st and 31st of the month.
How does Social Security Administration determine payment schedule?
The Social Security Administration’s yearly distribution schedules for 2025 and 2026 are available online. Payments depend on your birthday and typically are paid on Wednesdays:
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Birth dates between first and 10th day of the month paid on second Wednesday
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Birth dates between 11th and 20th day of the month paid on third Wednesday
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Birth dates after the 20th of the month paid on fourth Wednesday
Was your Social Security payment less than you expected?
As soon as late July, some beneficiaries who were overpaid could have their monthly Social Security benefits cut in half until the overpayment is recovered.
The SSA announced in April it would begin withholding 50% of benefit payments to overpaid recipients.
Previously, the agency had been withholding 10% of a recipient’s benefits to recover overpayments.
Social Security to stop issuing paper checks starting Sept. 30, 2025
In a July 14 announcement, the Social Security Administration said it will no longer issue paper checks for benefit payments starting Sept. 30, 2025.
“This change is part of a broader government-wide initiative to modernize payment systems and enhance service delivery.
“By moving to electronic payments exclusively, we aim to improve efficiency, security, and ensure beneficiaries receive their monthly benefits promptly,” the agency said.
I get a paper Social Security check. What should I do?
People who get a paper check from Social Security will receive a notice from the agency explaining the coming change and steps to take to shift to electronic payments. Payment options include:
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Direct deposit: Beneficiaries should enroll in direct deposit with their financial institution. Payments can be deposited directly into your checking or savings account.
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Direct Express Card: For people without a bank account, the Direct Express card is a prepaid debit card designed specifically for federal benefit payments.
For information on how to enroll in direct deposit or how to obtain a Direct Express card, go to ssa.gov/deposit/.
You can also make the switch to electronic payments through your personal my Social Security account online.
How many people in Florida are 65 or older?
According to the U.S. Census Bureau, as of July 1, 2024, 21.8% of Florida’s estimated population of 23.37 million residents were 65 and older.
That number is projected to increase to 24.4% by 2030 and 25.5% by 2040, according to the Office of Economic and Demographic Research.
See list of median age in each Florida county as of 2023 from FLHealthCharts.gov.
This article originally appeared on Naples Daily News: Social Security August payment schedule: Overpayments, paper checks
(Except for the headline, this story has not been edited by PostX News and is published from a syndicated feed.)
