NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN:
That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: August 5, 2011
MORTGAGOR: Josh Thoreson and Jennifer Thoreson, husband and wife
MORTGAGEE: Affinity Plus Federal Credit Union, a credit union organized under the laws of the United States of America
DATE AND PLACE OF RECORDING: Recorded September 23, 2011, in the office of the County Recorder, as Document No. 700090, Clay County, Minnesota.
MORTGAGED PROPERTY ADDRESS: 1508 17th Street South, Moorehead, MN, 56560
TAX PARCEL I.D. NOS. 58.463.05060
LEGAL DESCRIPTION OF PROPERTY: Lot 7, Block 4, Meyers Brothers Third Addition to the City of Moorhead, Clay County, Minnesota.
COUNTY IN WHICH PROPERTY IS LOCATED: Clay ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $99,500.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $65,937.44
INTEREST RATE AND PER DIEM: Current interest rate is 4.75%, with a daily per diem of $8.23.
The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, Subd. 30. The name of the residential mortgage servicer and lender or broker, as defined in Minn. Stat. 58.02 is: Affinity Plus Federal Credit Union.
That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: August 28, 2025, at 10:00 am
PLACE OF SALE: Clay County Sheriffs Office, 911 11th Street North, Moorhead, Minnesota 56560, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: August 28, 2026, at 11 :59 p.m.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: July 3, 2025
AVISEN LEGAL P.A.
Isl Creig Andreasen
Creig Andreasen (#334832)
901 Marquette Avenue South, Suite 1675 Minneapolis, MN 55402
612-416-2199
Attorney in Fact for
Affinity Plus Federal Credit Union
IMPORTANT NOTICE
This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.
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